How to calculate your zakat
- Choose tola or grams for weights and prices.
- Enter today's gold and silver prices in your own currency, per tola or per gram. Use the rate from your local jeweller or bullion market. If you enter a gold or silver weight without its price, a notice reminds you that the metal would otherwise count as 0.
- Choose the nisab standard: silver (612.36 g / 52.5 tola), gold (87.48 g / 7.5 tola) or gold (85 g), the figure many contemporary zakat bodies such as BAZNAS in Indonesia use.
- Enter what you own: gold and silver by weight, then cash in hand and bank, business stock at sale value, money others owe you, and shares, funds and other savings. Leave anything that doesn't apply empty.
- Enter debts due now, such as bills and loan instalments that are due, not the whole of a long-term loan.
- Read the result: the zakat due, or a note that your wealth is below the nisab, with a breakdown of gold value, silver value, total assets, net zakatable wealth and the nisab threshold.
Features
- Gold and silver valued for you from their weight and today's price.
- Tola or grams, with 1 tola = 11.6638 g.
- Three nisab choices: silver, gold at 87.48 g or gold at 85 g, with the threshold shown in your currency.
- All common asset types: cash, bank balances, business stock, receivables and investments.
- Debts due now subtracted before the nisab check.
- Works in any currency, whether rupees, riyals, pounds or dollars.
A worked example
The prices below are only for illustration. Always use today's local rates.
Suppose silver is 2,500 per tola and gold is 250,000 per tola. With the silver standard, the nisab is 52.5 × 2,500 = 131,250.
You own 2 tola of gold (worth 500,000) and have 300,000 in cash and in the bank. A bill of 50,000 is due now. Your net zakatable wealth is 500,000 + 300,000 − 50,000 = 750,000, which is above the nisab. Zakat due is 750,000 × 2.5% = 18,750.
With the gold standard, the nisab would be 7.5 × 250,000 = 1,875,000, and no zakat would be due on the same wealth. This is why the choice of nisab matters, and why many scholars prefer silver.
What to include
- Gold and silver: coins, bars and, in the Hanafi view, jewellery. Enter the weight and the calculator values it at today's price.
- Cash: money at home, in bank accounts and in mobile wallets.
- Business stock: goods held for sale, at the price you could sell them for today. Shop fittings, machinery and vehicles used to run the business are not included.
- Money owed to you: loans you have given and expect to get back.
- Shares, funds and other savings: many people use the current market value of shares held for trading. For long-term holdings, scholars differ on how much to include.
Your own home, personal car, household goods and clothes are not zakatable. For debts, enter only what is due now, such as this month's bills and instalments, rather than the full balance of a home or car loan.
Why use Fileora's zakat calculator
Zakat is an act of worship, and getting the amount right matters. This calculator follows the common Hanafi approach, lets you use tola as well as grams, and uses your own local metal prices rather than a fixed figure that may be out of date.
It's free, needs no sign-up and works on your phone. Your financial details are private: nothing leaves your device.
For other sums, the percentage calculator handles everyday percentages, and the EMI calculator shows the monthly instalment on a loan, which can help you work out which payments are due now.
Points where scholars differ
Rulings vary on jewellery in personal use, pension and retirement funds you can't yet withdraw, long-term debts, and how to value shares. The calculator gives an estimate and isn't a religious ruling or financial advice, so please confirm your zakat with a scholar you trust. Read our disclaimer for more.